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Child Health Plus

New York’s Low-Cost Health Insurance for Kids

Why choose our Child Health Plus Plan?

Access top-rated health care providers

  • 34,000+ top doctors across the city
  • 40+ premiere hospitals including Mount Sinai, NYU Langone, and NY Health + Hospitals
  • 110+ urgent care locations including convenient CityMD sites

Ready to enroll?

We’re here to help. Choose the enrollment option that works best for you.

Monday – Saturday | 8 a.m.– 8 p.m. (ET)
Sunday | 9 a.m.– 5 p.m. (ET)

Who qualifies for Child Health Plus?

Child Health Plus is for:

  • Children under 1 year and pregnant parents are eligible for Medicaid if they make less than $33,588 per year
  • Children ages 1-18 of parents making less than $23,196 per year may be eligible for Medicaid
  • Premiums are capped at 3 children, meaning families in the $15 income range would pay no more than $45/month, regardless of the number of children enrolled

 

Child Health Plus
2025 Federal Poverty Levels
Family ContributionsMonthly Income by Family Size*
(Effective for applications received on or after 2/15/2025)
Each Additional
Person, Add:
12345678
Free Insurance$2,896$3,913$4,931$5,948$6,966$7,983$9,001$10,018$1,018
$15 Per Child Per Month (Maximum of $45 per family)$3,261$4,407$5,553$6,698$7,844$8,990$10,136$11,282$1,146
$30 Per Child Per Month (Maximum of $90 per family)$3,913$5,288$6,663$8,038$9,413$10,788$12,163$13,538$1,375
$45 Per Child Per Month (Maximum of $135 per family)$4,565$6,169$7,773$9,378$10,982$12,586$14,190$15,794$1,605
$60 Per Child Per Month (Maximum of $180 per family)$5,217$7,050$8,884$10,717$12,550$14,384$16,217$18,050$1,834
Full Premium Per Child Per MonthOver
$5,217
Over
$7,050
Over
$8,884
Over
$10,717
Over
$12,550
Over
$14,384
Over
$16,217
Over
$18,050
Over
$1,834
*Pregnant Women: Household size calculation includes all expected children.

 

Children’s Medicaid
2025 Federal Poverty Levels
Age Categories for ChildrenMonthly Income by Family Size*Each Additional
Person, Add:
12345678
Children Under 1 Year; Pregnant Women*$2,909$3,931$4,953$5,975$6,997$8,019$9,041$10,063$1,023
Children 1 – 18 Years$2,009$2,715$3,421$4,126$4,832$5,538$6,244$6,950$706
*Pregnant Women: Household size calculation includes all expected children.

We believe every child deserves quality healthcare.

Our plan includes:

  • Regular check-ups and preventive care

  • Vision insurance for children, including eye exams

  • Routine and preventive dental services

  • Access to specialists and hospitals

  • Well-child care

  • Physical exams and immunizations

  • X-rays and labs

  • Emergency care and emergency ambulance transportation

  • Prescription and non-prescription drugs if ordered by a licensed provider

  • Inpatient hospital care

  • Inpatient and outpatient mental health care

  • Speech therapy (limitations may apply)

  • Hearing services

  • Durable medical equipment and supplies

Frequently asked questions about the Child Health Plus Plan

How can I enroll in Child Health Plus?

You’ve got a few options:

Online: Visit the NY State of Health website
By Phone: Call 1.855.355.5777.
With Personal Assistance: Contact MetroPlusHealth at 833.215.7511.(TTY: 711)

Questions? Call the number above and our team will help you understand Child Health Plus requirements and guide you through the simple enrollment process.

*Child Health Plus is a New York State-sponsored health insurance program offered by MetroPlusHealth.

When can I apply for Child Health Plus?

You can enroll in Child Health Plus any time throughout the year – there’s no waiting period or enrollment window.

Does Child Health Plus cover vision and dental services?

Yes, your child is covered for dental cleanings and X-rays every 6 months as well as other dental care. Orthodontic care is typically not covered.

Your child is also covered for annual vision tests and a pair of glasses each year.

How do I find a doctor for my child?

You can search on our website or call us at 800.303.9626.

How do I pay my premium if I have one?

You can pay online or by mail. Find out more.

How do I enroll my child?

Call us at 855-809-4073 (TTY: 711).

When can I enroll my child?

CHPlus enrollment is open year-round for those eligible.

How much do I have to pay out of pocket for Child Health Plus?

There are no copays or deductibles for covered services with CHPlus. Depending on your income, you may have to pay a monthly premium. The chart below shows premiums by income level and number of children in the household.

Cost1- Child2 – Children3 – Children4 – Children
$0 premium / month$23, 196 – $33, 444 / year$31, 488 – $45, 384 / year$39,768 – $57, 324 / year$48, 048 – $69, 264 / year
$15 / month, $180 / year$33, 445 – $37,656 / year$45, 385 – $51, 108 / year$57, 325 – $64, 560 / year$69, 265 – $78, 000 / year
$30 / month, $360 / year$37, 657 – $45, 180 / year$51, 109 – $61, 320 / year$64, 561 – $77, 460 / year$78, 001 – $93, 600 / year
$45 / month, $540 / year$45, 181 – $52, 716 / year$61, 321 – 71, 544 / year$77, 461 – $90, 372 / year$93, 601 – $109, 200 / year
$60 / month, $720 / year$52, 717 – $60, 240 / year$71, 555 – $90, 372 / year$90, 373 – $103, 285 / year$109, 201 – $124, 800 / year

Does my child have to be a citizen or a green card holder to qualify?

All children who live in New York are eligible for CHPlus, regardless of immigration status.

Does Child Health Plus cover prescription drugs?

Yes, CHPlus covers prescription drugs as well as non-prescription drugs ordered by a licensed provider.

4+ stars from over 700,000 members

It’s always easy to get in contact with someone when needed. Best insurance I’ve had!

Alicia S.
Google Review

Great care and services…don’t forget the MetroPlusHealth reward programs. Been with MetroPlusHealth for 38 years and still going strong.

Aliska R.
Google Review
Always attentive and great customer service! I have been a member for many years! I just transitioned to the Medicare Advantage, loving these perks! Any problems I have are always taken care of in a professional and courteous manner! Thank you MetroPlus for caring about my health and checking on me consistently!!
Antoinette J.
Google Review

Representative was very professional and helpful, showed empathy for my well being with no attitude …. Thank you….. 😊 👍👍

Betsy J.
Google Review

I have been with MetroPlusHealth for 10 years and am very satisfied with them being my health care provider. I get my questions answered from the professional, knowledgeable & caring agents every time. Everything I get with MetroPlusHealth I know doesn’t exist with other health care companies. I have inquired many times.

Evelyn D.
Google Review
last updated: June 27, 2025

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Sunday | 9 a.m.– 5 p.m. (ET)

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Sunday | 9 a.m.– 5 p.m. (ET)

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